Commercial Auto Insurance That Drives Confidence
Whether you have one work truck or a fleet of service vehicles, commercial auto insurance helps protect your business from the unexpected. Accidents, vehicle damage, and liability claims can lead to costly setbacks. With the right policy in place, you’re covered for what matters most — so you can keep moving forward with peace of mind.
Why Your Business Needs Commercial Auto Insurance
If your vehicles are used for business purposes like deliveries, service calls, or transporting goods and employees, a personal auto policy will not provide the coverage you need. Business-related driving comes with unique risks that require specific protection.
Commercial auto insurance helps cover accidents, property damage, legal fees, and medical expenses that occur while operating a vehicle for work. Whether you are a solo contractor or manage an entire fleet, having the right policy in place helps reduce financial risk and keeps your business compliant.
Who Should Have Commercial Auto Insurance?
Any business that uses vehicles for work should consider commercial auto insurance. Whether you’re a contractor, landscaper, real estate agent, delivery driver, or part of a nonprofit or sales team, even one vehicle used for business purposes like transporting tools, making deliveries, or meeting clients can require special coverage. We help you determine the right policy for your unique needs.
What Commercial Auto Insurance Covers
We help you choose coverage that fits your business and vehicle use. Here’s what’s typically included:
Liability Coverage
Covers property damage or injuries caused to others in an accident involving your vehicle.
Collision Coverage
Pays for repairs to your business vehicle after a collision, regardless of fault.
Comprehensive Coverage
Protects against non-collision events like theft, vandalism, fire, or storm damage.
Uninsured/Underinsured Motorist Protection
Covers you if your driver is hit by someone without adequate insurance.
Medical Payments
Helps cover medical expenses for your driver and passengers after an accident.
Rental Reimbursement & Roadside Coverage
Optional add-ons to help your business stay on the move, even if your vehicle is out of commission.
Why Choose 360 Benefits Group for Commercial Auto Insurance
At 360 Benefits Group, we don’t believe in one-size-fits-all policies. We’re independent, which means we work with a variety of top-rated carriers to find the right fit for your vehicles, drivers, and risk level. Whether you’re adding your first commercial vehicle or insuring a full fleet, we provide clear advice, honest answers, and responsive support.
Simple Steps to Smarter Commercial Auto Coverage
At 360 Benefits Group, we simplify the process of protecting your business vehicles with coverage that fits your operations and budget. Whether you manage one company truck or a full fleet, our team walks you through each step to ensure you’re confident in your choices and fully protected on the road.
We get to know your business, vehicles, and how they’re used.
Our team shops multiple carriers to find the best value and protection.
From deductibles to add-ons, we tailor your plan to match your risk and budget.
Need to add a vehicle, file a claim, or update your policy? We’re just a call away.