Professional Liability Insurance Tailored to Your Business
No matter how experienced or careful you are, mistakes can happen. If a client claims your services caused them financial harm due to an error or oversight, you could face expensive lawsuits or settlements. Professional Liability insurance, also known as errors and omissions (E&O) insurance, helps protect your business against these risks.
Why Your Business Needs Professional Liability Insurance
Providing expert advice or services always comes with a level of risk. If a client claims your work caused them financial harm due to an error, omission, or professional oversight, you could face costly lawsuits—even if the claim is unfounded.
Professional liability insurance helps cover legal defense costs, settlements, and judgments related to service-related claims. Whether you’re a consultant, contractor, or licensed professional, this coverage safeguards your reputation and protects your business from financial loss.
Who Needs Professional Liability Insurance?
If your business offers expert advice, provides specialized services, or signs client contracts, liability insurance is a smart investment. From consultants and architects to accountants, marketers, and healthcare providers, any professional whose work could lead to financial loss or legal action should consider this coverage. We’ll help you evaluate your risks and find a policy that fits your industry, services, and client expectations.
What Does Professional Liability Insurance Cover?
Professional liability insurance is essential for businesses that provide services, advice, or expertise. It protects you from financial losses stemming from client claims related to your professional performance—even when those claims are baseless.
Service Negligence
Covers claims of errors or lapses in your professional work that result in client damages.
Missed Deadlines
Covers situations where delays in your work result in lost income or opportunities for your client.
Documentation Errors
Provides coverage for mistakes in reports, contracts, blueprints, or plans that lead to costly consequences.
Breach of Professional Duty
Covers accusations of failing to meet industry expectations or contractual obligations.
Legal Defense Costs
Pays for attorney fees, court expenses, and settlements—even if the lawsuit is groundless.
Incomplete or Undelivered Work
Offers protection if a client claims your failure to complete a project caused them damage.
Why Choose 360 Benefits Group for Professional Liability Insurance
At 360 Benefits Group, we understand that every professional service comes with unique risks. As an independent agency, we compare options from top-rated carriers to match you with coverage that fits your industry, client expectations, and risk exposure. Whether you’re a consultant, contractor, or creative, we guide you with clarity, honesty, and year-round support so you can focus on your work with confidence.
Our Simple Process to Get You Covered
Getting professional liability insurance doesn’t need to be complicated. We make it fast, clear, and personalized—so you can focus on your business with confidence.
We take the time to understand your industry, services, and the specific risks tied to your profession.
Our team shops multiple top-rated carriers to bring you side-by-side coverage options that are easy to compare.
Pick the plan that fits your budget and customize it with endorsements that align with your contracts and client requirements.
From claims support to policy updates, we’re always just a call or email away to help you stay protected as your business evolves.
Let’s Protect Your Reputation and Your Bottom Line
Your expertise is your greatest asset. Let 360 Benefits Group help you safeguard it with coverage designed for professionals who can’t afford costly claims or reputation damage. Reach out today to find a liability insurance plan that supports your business, builds client trust, and keeps you protected.